Home » Posts tagged with "shawna frazier"

Posts tagged with "shawna frazier"

What will a credit card cost me?

What will a credit card cost me?

Aug. 11 | The most important consideration when choosing a credit card is the price. Two major items make up the price of the card. One is the interest rate (usually called the “annual percentage rate” or APR), and the other is the annual fee. But other...

How to get credit

How to get credit

Jul. 1 | If you’ve never had a credit card or a loan, your credit history is most likely a blank slate. Your credit history, as documented on your credit report, is a record of how responsibly you’ve repaid money you’ve borrowed. Creditors and lenders...

How is a credit score calculated?

How is a credit score calculated?

May. 19 | My last column emphasized the importance of having a good credit rating. Now you might be asking yourself, “How does my credit get a score?” Your credit score is based on the information in your credit report. Your credit score, sometimes referred...

Introducing a new column on financial advancement

Introducing a new column on financial advancement

May. 2 | Good credit — is it overrated?   There was a time when cash was king. It seems like those days are long gone and now credit determines everything. Our county, from top to bottom, is built on credit. We need credit to buy a home, a car, to rent...