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What will a credit card cost me?

What will a credit card cost me?

Aug. 11 | The most important consideration when choosing a credit card is the price. Two major items make up the price of the card. One is the interest rate (usually called the “annual percentage rate” or APR), and the other is the annual fee. But other...

Too many Minnesotans are going to bed hungry

Too many Minnesotans are going to bed hungry

Aug. 7 | After witnessing the national media coverage of the Chicago Public Schools Teacher’s Strike of 2012, one distinct and disturbing image still haunts me. I clearly remember many parents asking, in fact begging City officials to keep the schools open...

The federal poverty line grossly underestimates actual U.S. poverty

The federal poverty line grossly underestimates actual U.S. poverty

Jul. 28 | By alternative measures, close to half the country could be defined as ‘economically insecure’  In 2001, the NBC award-winning drama series The West Wing aired an episode in which the Office of Management and Budget (OMB) proposed a new “poverty...

‘Younger generation’ provides valuable feedback to governing boards

‘Younger generation’ provides valuable feedback to governing boards

Jul. 24 |       By Dwight Hobbes Contributing Writer Latavia Osgood contributes remarkably strong qualifications to St. Paul’s venerated anti-poverty program Community Action Partnership (CAP), starting with, as you’d expect, the...

The tragic irony of racial disparities in Minnesota

The tragic irony of racial disparities in Minnesota

Jul. 15 | On July 18, 2014, Community Action Partnership of Ramsey & Washington Counties will host Minnesota Commissioner of Health, Dr. Ed Ehlinger, at its inaugural Community Health Action Talks (C.h.a.t.) event. During this presentation, Dr. Ehlinger...

State Health Commissioner Ehlinger to  speak on health disparities

State Health Commissioner Ehlinger to speak on health disparities

Jul. 14 | On July 18, 2014, Community Action Partnership of Ramsey and Washington Counties will debut its Community Action Health Talks series, known as C.h.a.t. This series is designed to inform and engage low-income communities around issues affecting their...

Ten signs you are ready to start your own business

Ten signs you are ready to start your own business

Jul. 11 | It’s Monday morning, the alarm sounds, and you sigh because the week begins again. Yes, you like your job, but for some reason you celebrate when it’s Friday and never look forward to Monday. Maybe you need a side business to jump-start your...

How to get credit

How to get credit

Jul. 1 | If you’ve never had a credit card or a loan, your credit history is most likely a blank slate. Your credit history, as documented on your credit report, is a record of how responsibly you’ve repaid money you’ve borrowed. Creditors and lenders...

The New Poor — how secure are you from this emerging  American class?

The New Poor — how secure are you from this emerging American class?

Jun. 29 | The financial crisis of 2007-2008 triggered the most ominous economic emergency since the Great Depression nearly 80 years before. During this calamity, a number of new terms and phrases began to enter the general American lexicon. Such terms included...

More men earning poverty-level wages

More men earning poverty-level wages

Jun. 27 |   By Elise Gould Contributing Writer   In honor of Father’s Day, the Economic Policy Institute looked at the wages of male workers at the prime age for raising young children. While women have always been more likely to earn poverty-level...