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Ten signs you are ready to start your own business

Ten signs you are ready to start your own business

Jul. 11 | It’s Monday morning, the alarm sounds, and you sigh because the week begins again. Yes, you like your job, but for some reason you celebrate when it’s Friday and never look forward to Monday. Maybe you need a side business to jump-start your...

How to get credit

How to get credit

Jul. 1 | If you’ve never had a credit card or a loan, your credit history is most likely a blank slate. Your credit history, as documented on your credit report, is a record of how responsibly you’ve repaid money you’ve borrowed. Creditors and lenders...

The New Poor — how secure are you from this emerging  American class?

The New Poor — how secure are you from this emerging American class?

Jun. 29 | The financial crisis of 2007-2008 triggered the most ominous economic emergency since the Great Depression nearly 80 years before. During this calamity, a number of new terms and phrases began to enter the general American lexicon. Such terms included...

More men earning poverty-level wages

More men earning poverty-level wages

Jun. 27 |   By Elise Gould Contributing Writer   In honor of Father’s Day, the Economic Policy Institute looked at the wages of male workers at the prime age for raising young children. While women have always been more likely to earn poverty-level...

Affordable housing shortage among disastrous assaults on the poor

Affordable housing shortage among disastrous assaults on the poor

Jun. 17 | The financial crisis of 2007-2008 spawned in many of us a righteous outrage that took aim at a worldwide financial establishment that in the eyes of many had completely run amok. At the time, a number of experts cited new and expanded banking practices,...

Play to your strengths when looking for work

Play to your strengths when looking for work

Jun. 15 | In his Wall Street Journal bestseller Strengths Finder 2.0, author Tom Rath reveals that, according to the Gallup organization, across all areas, the majority of people don’t have the opportunity to focus on what they do best. More than 10 million...

Businesses you can start with little or no money

Businesses you can start with little or no money

Jun. 13 | It’s Monday morning, 7 am, and your alarm is buzzing. You hit the snooze button too many times, rush through your morning dress ritual, and then rush out the door to your job. It doesn’t matter whether or not you like your job, because all that...

Conference recruited fighters for War on Poverty

Conference recruited fighters for War on Poverty

Jun. 3 | By Isaac Peterson Contributing Writer   Fifty years ago, in 1964, then-president Lyndon Johnson mobilized the resources of the U.S government to engage in his historic War on Poverty, saying, “The richest nation on earth can afford to win it....

The economic security of our seniors is at risk

The economic security of our seniors is at risk

May. 30 | Community Action Partnership of Ramsey and Washington Counties operates the largest Energy Assistance Program in the state. Each year, this program helps more than 20,000 households to maintain safe and continuous heating during the brutal and unforgiving...

How is a credit score calculated?

How is a credit score calculated?

May. 19 | My last column emphasized the importance of having a good credit rating. Now you might be asking yourself, “How does my credit get a score?” Your credit score is based on the information in your credit report. Your credit score, sometimes referred...